Financial Advisor Plymouth

Need a financial advisor near Plymouth? We’ve got you, we listed everything you need to know before you talk to one. For more help, take a look at our tips and guides or our financial tools to help you.

Searching for a financial advisor in Plymouth?

Our pension advisors in Plymouth will make your financial needs a priority. To assess your future requirements. The pension advisor will review your current financial situation. As a result, all advisors provide a free, no-obligation initial consultation to assess your needs. Following this, the advisor will provide advice tailored to meet your needs. Furthermore, the advisor will follow up with annual financial reviews. Consequently, we recommend that you choose a pension advisor who lives near you or in the same city. Enter your postcode to find a local pension advisor in Plymouth.

How and where to start

It would help if you were very disciplined to get the best out of your annual income. An advisor can advise you on suitable investments and pension amounts necessary to maximise your income. Therefore, with the help of an advisor, you can maximise your chance of a successful retirement. The FCA authorises and regulates all advisors.

The process of getting financial advice

Should you be looking for a financial advisor in Plymouth, it would help to be mindful of a few things. Before you search for an advisor or pension specialist in Plymouth, you need to know what type of pension you have. For example, a defined benefit scheme or a pension with safeguarded benefits will require specialist advice. In other words, you may need to look beyond your local area to find suitable advice. You can review a defined benefit scheme from the age of 55 (unless you have ill health). However, all defined contribution schemes will pose no problem for most financial advisors.

Get the best financial advisor in Plymouth

Investment & savings: An advisor can access investment funds you cannot find on the high street.
Pensions & retirement: In the UK, it is mandatory to hire a financial advisor for defined benefit pensions worth over £30,000.
Financial planning: If you have future goals to secure your finances, a financial advisor can help you evaluate your financial situation.
Final salary pension schemes: If you have a defined benefit scheme, our financial advisors can help you decide on your best options.
Inheritance tax planning advice: A financial advisor can help you avoid passing on a large inheritance tax bill when you come to pass on your assets.
Insurance and protection: A wide variety of insurance products are available to protect you and your family from unexpected events.
Mortgage & remortgage: Getting the right financial advice can prove crucial whether you buy your first home or moving home.

Contact us for a financial advisor in Plymouth

We have a proud history of booking over 8,000 financial advisor appointments. Over 7 years, we have listed over 250 professionals and financial advisors in almost every city including Plymouth. So that we can aim to give you advisors who are always near you no matter where you live. All our advisors hold FCA approval and provide you with sound financial advice. Regulated Advice makes it extremely straightforward to find an advisor near you.

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Frequently asked questions

How much does a financial advisor cost?

If you appoint a financial advisor to review your investment or pension portfolio, you may be charged a fee based on the total value of the funds. Typical percentages range from 1% to 3%. For complex cases, such as a final salary scheme, a fixed fee can be agreed upon before giving advice. Some advisors may charge you an hourly rate for certain specific services, such as calculating pension lifetime allowances.

Do I need a financial advisor?

If your pension pot is more than £30,000 and is a defined benefit scheme, you will require regulated financial advice. UK regulations mandate this requirement. Most leading UK pension providers now insist on regulated advice for transfers of this size on defined contribution schemes.

Who can help with pension advice?

Any financial advisor in Plymouth certified by the FCA can give you financial advice. All our listed advisors are checked against the Financial Conduct Authority (FCA) register. We list on all advisor profiles both the personal FCA reference number and the FCA reference number for your piece of mind.

How do I find a financial advisor?

Feel free to search our financial advisor directory by clicking here. Alternatively, we can match you to a financial advisor by clicking here.

Are you qualified to help me?

By law, all financial advisors must hold at least an FCA-approved level 4 qualification. Many will have higher qualifications for specialist areas of advice, such as defined benefit schemes, but you may want to check that they at least meet the standard.

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