Financial Advisor Surrey Quays

Need a financial advisor near Surrey Quays? It can take a lot of time and research to find a suitable financial advisor. However, if you are looking for a financial advisor near you, we can help. In 2025, we connected more than 12,000 people with financial advisors. And we work with over 300 advisors covering the whole of the UK. Also, the Financial Conduct Authority authorises and regulates all of our financial advisors. Many advisors these days conduct remote video meetings as they are more time efficient and convenient for both parties. However, some do still prefer face to face meetings. Whatever your choice we aim to find an advisor close to you.

When might I need to use a financial advisor Surrey Quays?

Most of us will likely seek financial advice more than once during our lifetime. These situations usually arise when your life is about to change, and you face important, major decisions.For example, getting married or starting a family. Getting divorced or becoming widowed. You may be facing redundancy or planning a career change. Or maybe, you could be about to receive an inheritance, redundancy or compensation payment.

On the other hand, many of us struggle to manage our day-to-day finances properly.

A financial advisor in Surrey Quays can review your finances and provide a fresh perspective on your entire financial position. They can provide you with help and guidance on how to manage your money more effectively.

How and where to start

Most advisors are standard. You contact them and set an appointment at home, go to their office, or meet somewhere else. At the meeting, the advisor will conduct a fact-finding, and then, according to your needs, the advisor will provide advice.

However, a financial advisor is not an accountant, estate agent or business coach. Therefore, the advisor cannot advise on income tax or property investments business advice. However, the advisor might advise you on how to avoid common pitfalls. The FCA authorises and regulates all advisors.

Pension advice

The most common types of company pension schemes are:

Group personal pension schemes
Occupational schemes
Auto-enrolment schemes

These schemes allow you to access up to 25% of your pension as a tax-free lump sum. You can access your pension from the age of 55, rising to age 57 from 2028. In addition, you can also enter a money purchase scheme at retirement, giving you various income options. These options include flexible income drawdown and annuity purchase.

A financial advisor Surrey Quays can also help with personal pensions, they are a bit like company schemes, but can have different features. It is essential to understand all your options, getting expert pension advice will help you fully understand the options available. This, in turn, will also help you to make the right choices.

So, if you’re looking for advice on your pensions, it's an ideal time to find a financial advisor Surrey Quays.

Am I getting the correct financial advice?

A financial advisor is there to help you, and any proposition they make should consider your circumstances. During an initial meeting, the financial advisor in Surrey Quays will ask you for detailed information about your finances. Therefore, they will recommend the options that suit you best.

Every case is different, but any proposition should:

Be affordable for you.
Consider whether you want to save for the short term, medium term, or long term.
Match your attitude to risk.
Be suitable for your tax situation.

An advisor can only give advice in areas where they hold the proper qualifications. For example, if you are looking for advice on a final salary pension scheme, the advisor needs the correct qualification to do so.

Contact us for a financial advisor in Surrey Quays

As I have said, we always aim to find a financial advisor close to you whenever possible. To date, we have successfully booked over 9,000 financial advisor appointments. Also, remember the FCA authorises all of our advisors. So, you can rest assured, you will receive the best financial advice available.

In conclusion, when using Regulated Advice, the process of finding a suitable financial advisor could not be simpler.

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Frequently asked questions

How much does a financial advisor cost?

If you appoint a financial advisor to review your investment or pension portfolio, you may be charged a fee based on the total value of the funds. Typical percentages range from 1% to 3%. For complex cases, such as a final salary scheme, a fixed fee can be agreed upon before giving advice. Some advisors may charge you an hourly rate for certain specific services, such as calculating pension lifetime allowances.

Do I need a financial advisor?

If your pension pot is more than £30,000 and is a defined benefit scheme, you will require regulated financial advice. UK regulations mandate this requirement. Most leading UK pension providers now insist on regulated advice for transfers of this size on defined contribution schemes.

Who can help with pension advice

Any financial advisor in Surrey Quays certified by the FCA can give you financial advice. All our listed advisors are checked against the Financial Conduct Authority (FCA) register. We list on all advisor profiles both the personal FCA reference number and the FCA reference number for your piece of mind.

How do I find a financial advisor?

Feel free to search our financial advisor directory by clicking here. Alternatively, we can match you to a financial advisor by clicking here.

Are you qualified to help me?

By law, all financial advisors must hold at least an FCA-approved level 4 qualification. Many will have higher qualifications for specialist areas of advice, such as defined benefit schemes, but you may want to check that they at least meet the standard.

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